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In an Associated Press article titled “Sector Snap: Payday lenders fall on Obama proposal“ there is mention of President Elect Obama capping ... for short terms loans and liquidity, now more than ever, and factoring in default rates, marketing ... interest rates nationally on payday loans at 36%. We think the likelihood of Obama enforcing a 36 [more...]
Date: 2009-01-09 23:14:47
Blog posts
(310) |
Videos
(195)
Advances Are Just Part of the Total Payment
People that aren’t familiar with accounts receivable factoring may be confused when a factoring company advertises that they offer advance rates up ... by the customer, less the factoring fee. When I rolled out our first youtube video , I wanted to get as much input as possible from not only factoring experts, but also laymen who didn’t know the [more...]
Date: 2009-01-15 02:39:34
California Dreamin'
I received a disturbing phone call today from "someone who has business dealings with the annuitant and the financial advisor" ... companies. Just for the exercise I ran the numbers through the Structured Settlement Factoring Discount rate calculator to approximate what a bad deal factoring all of these payments would be and the results [more...]
Date: 2008-09-04 19:40:27
Deal or no deal? Bailout package at Aruba's Westin
Everybody’s looking for a bailout these days—but as we’ve all seen, not all bailouts are worth having ... , and Friday evening s'more roasts. When we priced a trip with the bailout package rate (factoring ... compared to normal rates. The Vacation Bailout must be booked by December 31, but you can travel [more...]
Date: 2008-12-11 11:58:02
Peachtree Settlement Funding Continues to Lie to Consumers
This is an advertising lie from "cash now pusher" Peachtree, that was picked up on a Google search today: ... rates in the factoring industry. Even if the discount rates were competitive the annuitant would NEVER get ALL of their money from Peachtree Settlement Funding or any factoring company. Fact [more...]
Date: 2008-08-21 13:02:04
11 Tweets | Confirmed: Bounce Rate is A Search Engine Ranking Factor
Top rate SEOs must now take bounce rate into account when designing and refining a site. The rest of you? just keep doing what you're doing and hope i... [more...]
Date: 2008-11-22 17:38:02
Just Tricks…No Treats for Friday’s Rates
Mortgage rates continue to trend upwards like mummies crawling out of their graves. (Sorry…bad reach. Booooo). October has been terrible for rates! ... all ready be factoring bad news into their brew. Conforming Mortgage Rates (loan amounts up to $417,000 [more...]
Date: 2008-10-31 19:48:17
Making sense of today's housing market
Dave Watt, President of the Real Estate Board of Greater Vancouver provided an excellent press-release recently to summarize where we are at ... the housing market is likely to take, factoring in things like unemployment rates, population and immigration figures, economic growth, mortgage rates, and that most nebulous of criteria: consumer [more...]
Date: 2008-12-09 19:00:41
POLL-Aussie dollar heading south, with interest rates
The Australian dollar is seen extending its aggressive sell-off since mid-July to reach 80 U.S. cents over the next 12 months, on expectations the central bank will cut interest rates ... . Investors are factoring in three to four quarter-percentage point rate cuts in the next 12 months [more...]
Date: 2008-09-04 08:03:23
Don’t Let a Crisis go to Waste
Why does it take weeks to get a $50,000 mortgage when you can get a $50,000 car loan in minutes? ... to factor in higher default rates, which will mean higher long term interest rates on homes. 2.) More seller financing. Sellers and property developers need to be prepared to ‘carry paper’. The lenders [more...]
Date: 2009-02-19 11:48:13
Home Mortgage Loan Interest Rates: Which Factor Determines Them?
There are several different elements that have an influence on how interest rates are calculated once it is time to start the home mortgage loan approval process. To offer a rate that equivalent to other companies and determined by your personal history, all of these elements are taken into account by the loaner that you are dealing [more...]
Date: 2009-03-05 22:15:06
Making sense of today's housing market
The following article from the Vancouver Sun, Friday Edition, December 5th, 2008 In recent months, ... is likely to take, factoring in things like unemployment rates, population and immigration figures, economic growth, mortgage rates, and that most nebulous of criteria, consumer confidence. They agree [more...]
Date: 2008-12-06 19:20:34
Five Mortgage refi tips
Refinancing activity took off after Nov. 25, 2008 when the Federal Reserve announced it would buy mortgage backed securities to help loosen consumer ... . Most loan modification lenders will have a calculator that will walk you through how higher ... is the annual cost of a loan as a percentage factoring in not only its rate, but the points and other [more...]
Date: 2009-01-19 21:51:19
Making Sense of Today’s Housing Market in Vancouver
In recent months, economists have had the unenviable task of trying to calculate the direction the housing market is likely to take, factoring in things like unemployment rates, population and immigration figures, economic growth, mortgage rates, and that most nebulous of criteria: consumer confidence. They agree [more...]
Date: 2008-12-08 19:24:13
Anyone got any experience of business angels?
I was wondering if any of you may have used one to invest in a startup business, or even if any of you are one. :) ... on Tuesday next week which could do with a cashflow boost and is going to be making too low a margin for a bank loan at standard rates or factoring agreement to be financially viable. [more...]
Date: 2008-11-01 00:24:08
EZUnsecured
Limited finance can handicap you from expanding your business. To overcome such scenarios, EZUnsecured.com, offers several funding services and business loans at the best possible interest rate ... consolidation and invoice factoring experts are available, providing their customers with the best advice [more...]
Date: 2008-10-24 17:54:59
The 'why' behind new abortion stats
Abortion rates in the United States have declined to their lowest levels since 1974, according to a report released today ... of sexual and reproductive health issues. A major factor influencing abortion rates, said the authors ... healthcare entity that receives federal financing to certify that none of its employees are required [more...]
Date: 2008-09-23 23:51:53
Babysitter Rates: How Much To Pay
by Rashel Dan What is the current babysitter rate? This seems to be one of the most common questions asked these days ... preference for a sitter who lives far away, you may have to pay her extra due to transportation expenses. Number of Kids The number of kids is a big factor in determining rates. You can hardly expect [more...]
Date: 2009-03-06 14:49:12
More Web Traffic
Directory listings are also used as traffic building opportunities ... making a good website), while others take a more “editorial” approach by factoring in editor ratings ... and SEM Services. Whenever... Effective SEO Strategies The online world is basically smarter today [more...]
Date: 2009-01-31 02:41:59
Building Consumer Confidence in Real Estate
Realtor® Sharon deLisser takes a look at the cylces in the housing market and sees some reassuring numbers ... , factoring in things like unemployment rates, population and immigration figures, economic growth, mortgage rates, and the most nebulous of criteria: consumer confidence. What has changed is public [more...]
Date: 2009-01-28 20:32:30
Tips About Guarantor and Equity Loans
Guarantor on equity loans are for those borrowers who may have a negative credit rating ... ’s income when factoring in the costs of the loan. Therefore, you will expect higher repayments and interest rates overall. Few lenders will take into consideration your circumstances and seek [more...]
Date: 2008-09-13 17:09:31
Subscriptions and Advertising Revenues
We have noticed that some big and very successful magazines are showing an increased interest in the prospect of building digital subscriptions ... email address is worth 80c to them. Using the back of the only available envelope, and factoring in conservative renewal rates, each new subscriber to a digital magazine is worth at least £20 [more...]
Date: 2009-02-09 11:54:00
Future Loan Terms and Residential Real Estate Markets
One of the primary mechanisms for inflating the housing bubble was the widespread use of exotic loan terms including interest-only and ... . If these loan programs were eliminated, the financing sums would decline, and home prices would decline ... of extremely low initial payment rates was the primary factor that pushed prices higher than anyone could [more...]
Date: 2009-02-14 11:20:08
Currency Moves: Negative or Positive Headwinds for Multinationals?
David I. Templeton submits: One investment factor difficult to predict is the direction of currency moves ... of oil just adds another twist to the exchange rate question. One factor is certain; hindsight shows the stronger U.S. Dollar has had a negative impact on earnings for multinational companies [more...]
Date: 2009-02-16 10:17:00
Biting Off More Than We Can Chew...
This afternoon we are going for our third attempt at getting into debt ... in the end.The second attempt was through our brokerage account. They rushed us right through ... worked up an amortization schedule factoring in the interest rate and the spread (I don’ [more...]
Date: 2008-11-07 14:33:00
Rainy Day Savings vs. Radio Ga Ga
Were it not for the up to the minute traffic reports I would not listen to Charlotte’s Morning News with Al Gardner on WBT (1100 AM). Mr ... What is really happening is private citizens are taking stock of their incomes and expenses, factoring ... Reserve, rather insidiously, drives interest rates toward [more...]
Date: 2009-03-03 12:24:00
That explains a lot
If these numbers are right, then the UAW and the big three deserve bankruptcy in spades ... . Factoring in the mainstream media bias in favor of organized labor, it's highly unlikely that they'd fudge the numbers to make them look better by factoring in the hourly rate of salaried employees [more...]
Date: 2008-11-17 22:55:27
Weekend Link Love
Last sunday we got 3 inches of snow and today, it’s 75 and sunny. Go figure. Finance Blog Network Curt at Pennyjobs posits why banks should raise interest rates. Andy from Saving To Invest writes that the real unemployment rate might be 15% after factoring in part [more...]
Date: 2009-03-08 20:23:26
Why Advance Rates are Lower for Construction Factoring Deals
If you’re in the construction industry, you know how difficult it can be to manage cash flow ... for new jobs. Accounts receivable factoring is the purchase of a company’s receivables at a discount ... , medical, and other industries. This is because the factoring company has to mitigate their risk [more...]
Date: 2008-10-16 12:10:46
J.D. Power ranks GPS customer satisfaction
J.D. Power and Associates has released their 2008 Portable Navigation Device Usage and Satisfaction Study(SM) which looked at six ratings factors: ease of use; routing; system appearance; speed of system ... one, closely followed by TomTom. Jd_power_ratings Some interesting points from the study: PND owners [more...]
Date: 2008-10-24 11:54:57
Truck Insurance
by Steve Turner Trucking insurance is a little more complicated to find cheap. The trucking business needs to create a system that will help them lower drivers insurance rates ... truck is a factor. Once the trucker passes a certain age they are more likely to get in an accident [more...]
Date: 2009-02-24 14:50:41
Freelancing: Things I’ll be doing differently this time
I learned a lot from my 5 years of running my web design business - some of those are things I mentioned in my previous post where I announced I ... and will be factoring that into my quotes and rate. I guess also the presentation on marketing yourself by Ben [more...]
Date: 2008-09-08 01:00:02
About The Different Types Of Business Loans
by Mary Bush When planning on a business, an aspiring entrepreneur has a number of financing options ... with higher interest rates than secured loans. Accounts Receivable Factoring. This type of business ... . Therefore a business owner must first try to apply a business loan from a bank or a private lender [more...]
Date: 2008-12-21 10:51:14
About The Different Types Of Business Loans
by Mary Bush When planning on a business, an aspiring entrepreneur has a number of financing options ... with higher interest rates than secured loans. Accounts Receivable Factoring. This type of business ... . Therefore a business owner must first try to apply a business loan from a bank or a private lender [more...]
Date: 2008-12-31 09:11:10
About The Different Types Of Business Loans
by Mary Bush When planning on a business, an aspiring entrepreneur has a number of financing options ... with higher interest rates than secured loans. Accounts Receivable Factoring. This type of business ... . Therefore a business owner must first try to apply a business loan from a bank or a private lender [more...]
Date: 2008-12-24 05:20:11
About The Different Types Of Business Loans
by Mary Bush When planning on a business, an aspiring entrepreneur has a number of financing options ... with higher interest rates than secured loans. Accounts Receivable Factoring. This type of business ... . Therefore a business owner must first try to apply a business loan from a bank or a private lender [more...]
Date: 2008-12-22 19:05:32
S&P Doing the Nasty on $280 Billion in Alt-A…Largest Ever
S&P remains ahead of the impending Alt-A and Jumbo Prime Implosions with their largest potential downgrade ever ... is not necessarily targeted at ARMs and Pay Options, rather “loans with at least five years of fixed rates” ... . While factoring in the unprecedented home price deprecation seen in the past 12-months [more...]
Date: 2008-10-16 02:07:17
Market Update - November Stats
November market statistics released this week by the Minneapolis Area Association of Realtors (MAAR) ... about the increase in the Housing Affordability Index (factoring together price, mortgage rates, median income). Last month's increase pales in comparison to this month! Due to declines in mortgage rates [more...]
Date: 2008-12-12 13:03:48
Same Day Funding Available Factors Services
No Financials Required Best Rates in the Industry We Finance all Trucking and Transportation Industries Containerized Freight Freight Brokers ... General Long Haul Freight Intermodal Companies Recent Transactions Articles about factoring intrucking 02192005 More Trucking Owners turn to freight factoring as their safety 03052005Freight [more...]
Date: 2008-12-21 05:41:07
VXX: The Data Is Now Painting an Accurate Picture
Bill Luby submits: Just one week ago, I posted an earlier version of the graphic below in VXX Juice Factor and Portfolio Insurance Implications ... . In that article, I explained how daily percentage price changes in VXX (what I call the VXX juice factor) had been running at the rate of about 70% of the changes in the VIX. This was in sharp [more...]
Date: 2009-03-04 17:27:38
Phuket Hotel Investment Growing
The development of new Phuket hotel real estate remains surprisingly robust, ... 10,000 of these, or 25% of total supply, being international star rated. Factoring in the new hotel rooms ... despite the semi-resolved political issues in Thailand and international financial crises. Almost [more...]
Date: 2008-12-17 09:37:28
Why buying at the peak was a brilliant move
If you bought a house in L.A. in the summer of 2007, paid peak prices and have watched your home's value drop by 33%, you have to admit: ... ' logic: Peak buyers got easy financing on good terms. Interest rates were low. Inflation -- possibly a bigger factor in coming years than in the recent past -- means the value of of his home in dollars [more...]
Date: 2008-08-17 15:38:07
Attention Florida Justice Association Members- Say NO to Robert Ostrov
In my post Poverty Pimp Running For Florida Legislature the Palm Beach County (District 87) candidacy of Robert Ostrov ... justification (in a presentation recorded earlier this summer) of the high discount rates charged by certain cash now pusher factoring companies , such as his former employer Peachtree Settlement Funding [more...]
Date: 2008-08-24 22:48:01
Just The Way I Am
Or, what you see is what you get. I always knew my fellow Lincolnites were unpretentious and happy to be a plain Jane in a slickydoo world. Hmmm.. ... is second and Los Angeles trails at No. 48, ranked on a per-capita basis by factoring in regional rates [more...]
Date: 2008-11-23 01:36:13
Renting College Textbooks: Is This an Opening for Tablet PCs?
In an article about Sequoia Capital’s view on the souring tech economy there’s an interesting mention of a company called Chegg, ... to renting them. But couldn’t this entire business get even greener? Chegg, and other companies ... and returning the rentals. I’m sure the rate of books not returned is a factor in the business model [more...]
Date: 2008-12-22 15:01:55
Debt Problems? How To Avoid Credit Card Debt
It is all too easy to find yourself in the traps of credit card debt ... a credit card only accept a card that offers a low interest rate. This is the most important factor ... straight from your bank account. You pay as you go, and never get stuck with high monthly bills. Create [more...]
Date: 2009-03-05 05:58:02
Classifying and Categorizing Email
Email is common to all businesses large and small. It is as necessary as the telephone for communicating business needs and transactions ... and factoring in an exponential growth rate there is no question that archiving and storing [more...]
Date: 2009-02-04 12:58:29
How To Set Your Freelance Rates (An Overview)
One the hardest decisions that a freelancer will ever have to make is that of deciding what to charge for their services ... factor in determining your freelancing rate. There are number of resources that you can use [more...]
Date: 2009-03-05 16:35:11
Verizon tops wireless retail sales satisfaction study
Verizon Wireless ranks highest in wireless retail sales satisfaction, with a score of 715 on a 1,000-point scale, according to the latest semi-annual study released today by J.D. Power and Associates. Alltel ... ) followed. Ratings are based on four factors: sales staff, store display, store facility and price [more...]
Date: 2008-11-14 04:44:50
Torpedo the dams, full speed ahead
We're Paying the Price Today for Decades of Relentless Dam Building by: Rachel Olivieri, AlterNet Decades ago, ... , and factoring rising water consumption rates which triple with each population doubling, all of human [more...]
Date: 2008-09-22 01:48:08
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