Why you MUST know personal finance basics

Today we go off topic to discuss two concepts I am a fan of:a) Being responsible for one's financial well beingb) ... ranting. My next post will be related to factoring or business financing.---Interested in invoice factoring? Read the invoice factoring blog to learn more.Labels: personal finance [more...]

Date: 2008-07-08 12:09:00

Blog posts (375) | Videos (206)
 

How to Finance Your Company Using Sales as Collateral

One of the biggest reasons why small companies can’t get business financing is that they lack the collateral that most financial institutions demand ... opportunities. Accounts receivable factoring offers a simple proposition. It provides an advance, usually ... of these products is factoring, commonly known as invoice factoring. Factoring financing helps [more...]

Date: 2008-05-30 18:20:00

5 Tips for Saturation Mailings

Discuss Sour vote 6 vote Using factors as a source of fast cash ... profile Category: Finance | Tags: factors factoring lending accounts receivables Bank loans have been harder to come by, but that doesn't mean companies' need for funding has dried [more...]

Date: 2008-10-31 01:46:19

Purchase Order Factoring - Short-Term Solution to Finance Large Purchase

The first aspect to acknowledge when seeking purchase order financing is that most factoring companies are very choosy when dealing with this type of ... financing. There is not a firm set of regulations to follow concerning invoice financing because each situation is very unique and has to be assessed as such. It is typically very ... [more...]

Date: 2009-02-22 17:55:00

Are Keeping Good Financial Records Important for a New Business?

As part of my job, I review applications for factoring and purchase order financing on a daily basis ... , factoring, invoice factoring, small business ... for a bank (or a factoring company) to invest money in YOUR business, you need to show them [more...]

Date: 2008-05-15 18:00:00

Job vacancy As Sales Finance Manager

Monroe Consulting Group is a global team of recruitment specialists, boasting a network of over 40 offices located throughout Europe, USA, ... FMCG companies. Sales Finance Manager Responsibilities: * Help sales account manager realize ... finance or sales finance or factoring or forfeiting at FMCG, or equivalent experience at multinational [more...]

Date: 2008-11-14 12:37:01

HLC Financial Services

February 5th, 2009 Posted in 123 triadHLC Financial Services, Inc ... to capital. This includes cash flow solutions, asset based loans, receivable factoring, acquisition financing, healthcare financing, accounts receivable financing, equipment leasing and revolving lines [more...]

Date: 2009-02-05 19:00:04

"Factoring" a new form of alternative financing

Factoring is when companies sell their accounts receivable in exchange for a cash advance factoring ... lender or an independent factoring company — will then use the 20% or so portion kept on reserve ... . Fees on factoring tend to range from 2% to 6% of the invoice amounts, depending on how long it takes [more...]

Date: 2008-10-13 00:14:01

Using Invoice Factoring as a Source of Quick Financing

Learn how factoring invoices can provide a quick injection of capital to your business. One of the challenges of looking for conventional business financing is that it can take a very long time to find out if you will qualify for it or not. Although there are no hard and fast rules [more...]

Date: 2008-08-27 12:31:01

How to Use Factoring to Finance Your Company

Getting business financing is tough when the economy is doing well and almost impossible when the economy is doing badly ... estate, machinery and accounts receivable in some combination. Furthermore, institutions also want ... ) and then invoice your client expecting payment in about 45 days. A factoring company can advance about 80 [more...]

Date: 2008-08-22 21:55:00

Great Depression 2009 Similarities to 1930’s

By: Money_and_Markets Dec 29, 2008 Urgent Questions from Readers Q: I see disturbing similarities between this crisis and The Great Depression ... , the government’s massive intervention is a major factor. But there are also powerful factors ... , creative financing, and credit cards didn’t even exist. Today, they are everywhere in our society [more...]

Date: 2008-12-30 01:39:05

Isn't it Just Economics 101?

My kids have been asking what exactly is going on with the economy and what exactly happened that made the situation so bad, so fast ... who provide financing against invoices and accounts receivable. These two types of financing are called accounts receivable financing and factoring. Both of them use invoices as a form [more...]

Date: 2009-02-16 15:45:26

Export Factoring - How to Use Trade Finance to Finance Your International Sales

Selling your goods internationally can be extremely rewarding and challenging at the same time ... can be very tough. Going to the bank for a business loan may or may not work. Most banks only give business ... that have a short history but a bright future. A better option is to consider factoring your invoices [more...]

Date: 2009-01-02 04:57:27

Cash Flow Notes for Sale

Investing in cash flow notes for sale can provide investors with a relatively secure investment opportunity ... be from medical malpractice, automobile injury, or a fall on someone's property. Structured settlements are also ... : factoring, purchase order funding, and owner will carry financing. Factoring involves obtaining [more...]

Date: 2008-11-28 23:17:59

Combat Late Payment With Debt Factoring And Survive The Downturn

The UK Debt Factoring market is currently seeing unprecedented demand, with over £200 billion sales invoices expected to have been financed in 2008 ... finance, commonly known as Debt Factoring or confidential invoice discounting, tends to work for those ... flexible these days and will look at all sectors provided the invoice they are funding is deemed “ [more...]

Date: 2009-02-14 18:08:16

Cashing in your 401K to pay for a Business

Ok, you all know that no information in this blog can be considered legal or financial advice, as per the disclaimer ... invoice factoring / purchase order finance and it's there for the taking.Was it a smart idea?Very ... with itNow, given that they qualified for business financing, is it a better idea:1. Factoring [more...]

Date: 2008-06-10 11:17:00

Don’t believe everything you read

By Lou Wallace The financial markets have not dried up; the banks are just clogged ... credit cards or home equity lines to borrow against there was Factoring.  Popularized originally ... form of financing for new or growing businesses.  Cash flow factoring is the perfect solution [more...]

Date: 2008-12-05 17:30:23

Factoring Basics

Factoring Basics Most sales to commercial clients usually carry 30 to 60 day payment terms ... disputes and charge backs. The reserve is rebated as soon as the invoice is paid in full. The factoring ... collateral. If you do not qualify for bank financing, your best bet may be to consider factoring. Factoring [more...]

Date: 2008-08-11 04:37:40

Annual Report: IFS Capital FY 08

A pretty decent set of results i would say, for a predominately small medium enterprise finance company ... to be better. Operating cashflow benefited from more repayments of  factoring receivables. Still yet ... it that companies are desperate for short term financing, and factoring arrangements are a source of how [more...]

Date: 2009-03-04 08:00:21

Annual Report: IFS Capital FY 08

A pretty decent set of results i would say, for a predominately small medium enterprise finance company ... to be better. Operating cashflow benefited from more repayments of  factoring receivables. Still yet ... it that companies are desperate for short term financing, and factoring arrangements are a source of how [more...]

Date: 2009-03-01 12:48:25

Do You Qualify For Factoring?

I have created this article to give you straight forward content hoping to provide information into some of the things that factors are looking for ... is: Factoring is a form of financing where a business sells its creditworthy commercial accounts receivable to a financier known as a factor. This is a good starting point; you need [more...]

Date: 2009-02-22 16:43:11

Surviving College Student Debt

Matters of money have always been a difficult issue for students looking to get out on their own and handle life independently ... attitude shared by both consumers and businesses have made it difficult to secure financing ... , and this is something that students have to factor into their finances when planning [more...]

Date: 2009-01-13 16:25:30

Finance Your Restaurant Business With Someone Else’s Credit Card

If you’re in the restaurant business, you probably not need me to tell you how it can be difficult financially ... to go the loan route, then talk to a specialist lender with expertise in the restaurant industry is essential. ACCOUNTS RECEIVABLE FACTORING Factoring is a form of commercial finance where a business [more...]

Date: 2008-12-24 03:49:40

Weighing the Options

This blogger predicted this months ago but it looks like factoring is now quite the buzzed about financing option: BusinessWeek Online reported that, simply put, factoring is when a company sells its accounts receivable to a financial institution or investor known as a factor. To understand factoring, consider [more...]

Date: 2008-10-06 18:18:41

Why Factor your Receivables? Or a better Question.. Why Not?

By Lou Wallace There seems to be a lot of confusion in the financial arena about factoring.  While factoring is the oldest form of financing for a business most people including some financial experts have formed the wrong opinion of factoring. I have had recent discussion with financial [more...]

Date: 2008-12-08 18:23:06

When is a decision table not a decision table?

Answer: when it is a function ( Code Sample Included (See Link at End) ) Many credit risk (and security) ... and subjective factors. For real estate financing, objective factors may for example include the debt [more...]

Date: 2009-02-17 18:38:07

Offering Net 90 Terms

Every so often I get a factoring application that shows that a client is offering net 90 days (to pay invoices) to his clients ... .---Interested in factoring in hawaii? COnsider doing business with us.Labels: accounts receivable factoring ... . Unfortunately, most factoring companies are not able to finance net 90 (or greater) invoices.Why [more...]

Date: 2008-05-14 18:01:00

Overland’s backed up against the wall

Overland’s backed up against the wall November 4th, 2008 by Dave Raffo  Overland Storage is running out of time in its attempt to transform itself ... we are exploring include bank or asset-based financing, equity or equity-based financing, including convertible debt, and factoring arrangements. … Management projects that our current cash on hand [more...]

Date: 2008-11-04 15:25:09

Call for Help

As you are one of those businessmen who finds your cash flow not meeting your demands, then looking for a factoring company. Then you are just few clicks away from it. They offer factoring services and account receivable financing to make your business easier to manage and they will handle the factoring of your accounts [more...]

Date: 2009-02-01 03:40:45

Venture Finance the Factoring Company confirms its status

Peter Ewen the Managing Director Venture Finance PLC has today confirmed the Companies status. In this ever changing financial climate and in light of recent events, I thought it would ... will continue to support all kinds of businesses across the UK, delivering an award-winning service [more...]

Date: 2008-11-04 15:47:44

No Financials Required - Commercial Lending

If you search the internet for factoring or accounts receivable financing programs you have probably seen many companies claim, ... or accounts receivable financing as a temporary financing solution, due to higher fees ... has been deemed a legitimate receivable and the factor is satisfied that they have the rights [more...]

Date: 2009-01-08 01:40:00

The auto bailout saga has just begun

1. Congress bails out Detroit to the tune of $17.4 billion.And "of course", if GM gets a loan, GMAC should access Federal funds via the U.S ... aid. Bondholders that also bought credit- default swaps on ResCap debt “are a major factor ... : The financing arm of General Motors Corp. wasn't immediately saying early Saturday whether [more...]

Date: 2008-12-27 13:51:00

When business partners disagree

I had a very interesting call a few days ago. A business owner told me that he wanted to get factoring financing for his company..... ... a few of these requests these year so I figured it was worth a post.---Interested in invoice factoring? Read the invoice factoring blog to learn more.You can also find us here.Labels: business partners [more...]

Date: 2008-07-28 13:56:00

Auto Loan Financing Factors - Your Helpful Guidebook

The problem that arises with buying a car is obtaining an upside down loan. This occurs when the amount owed on the vehicle is significantly higher than it’s worth. Fortunately, there are techniques to avoid this sort of loan. Car values depreciate. This is inevitable. On the other hand, some vehicles are subjected to rapid depreciation [more...]

Date: 2008-12-05 17:20:32

Need Cash to Pay Your Suppliers?

Business loans and lines of credit are nearly impossible to get today – unless you don’t need it. Other business financing sources, like invoice factoring, provide funding after the project is completed or product it shipped.So, what is a business to do when it receives an order but cannot [more...]

Date: 2008-12-03 14:01:00

Article: Using Invoice Factoring as a Source of Quick Financing

One of the challenges of looking for conventional business financing is that it can take a very long time to find out if you will qualify for it or ... you to get a funding advance against your accounts receivable, providing you with working capital to pay employees and suppliers. So, instead of waiting 45 days to get paid by a client, the factoring co [more...]

Date: 2008-07-28 14:55:00

Blanchard roundtable: Self-fulfilling policy pessimism?

Mark Thoma is a professor of economics at the University of Oregon. His popular blog on economics can be found here ... factor behind the problems in both financial and product markets, and that policymakers need ... of financing; there are factors that cause uncertainty about the economic security of households [more...]

Date: 2009-01-30 05:48:02

How to Finance Your Business Through Factoring Receivables Invoices

By I. Paul Maintaining consistent cash flow is one of the biggest challenges faced by small and medium scale business enterprises today ... . One of the convenient ways of sourcing for funds is invoice factoring. Factoring refers to the process ... of factoring as one of the most effective debt collection methods has been a blessing to many small [more...]

Date: 2008-08-28 21:19:20

Get The Funding for Your Business

In general terms, the banking industry has turned its back on the small and midsize business owner ... , in its purest form, is simply the process of buying the accounts receivable of a company. As a small ... is the idea of FACTORING. This financing medium provides an almost limitless source of working capital [more...]

Date: 2008-09-14 15:45:05

Help That Doesn't Come From D.C.

Small business owners: Don't wait for Congress to bail you out. It ain't gonna happen ... , like invoice factoring or franchise financing; but their loan program is the one that is most attractive right ... . Instead, you have to take your business' future into your own hands and make sure [more...]

Date: 2008-09-29 11:54:16

The X-Factor of Financing

Logo Is your business in a financial bind? If so, consider factoring. The Central Valley Business Times reported that factoring –- long considered the playing field of large corporations –- is increasingly being tapped by cash-pressed small- and medium-size business [more...]

Date: 2008-08-14 15:52:04

poor dealership service (not porsche)

hi guys...long time no see...the following is my experience at a local dealership i went to today.. ... out numbers until after i drive the car...i'm still trying to decide what i want...and the financing may play a factor in what i decide to get...that's why i had them run the credit app...so they know i'm [more...]

Date: 2008-12-17 06:23:05

Debt Factoring Provides Cash Flow Finance As Credit Is Tightens

With traditional lenders like high street banks and Building Societies clamping down on loaning money during this current recessionary time, ... accounts receivable or customer invoices at a discount to receive immediate cash. If you imagine ... credit insurance, full credit control, collections [more...]

Date: 2008-11-05 11:00:07

Banks Aren’t Lending, Who Is?

Loan Options When the Bank Says No   It’s a simple fact: ... .  Vendor financing, factoring (selling your receivables) and personal credit lines are three ... of time you’ve been a customer.   Factoring lets you raise working capital by selling your receivables [more...]

Date: 2008-10-23 18:51:30

DealerTrack Downgraded Again, Now By Deutsche Bank

Not a good week for DealerTrack (TRAK), which today was hit by its second major downgrade in the last three days ... government financial bailout to improve credit access near term. He says that the lack of financing is the greatest factor negatively affecting auto demand. But he adds that “weakening macro trends [more...]

Date: 2008-09-24 16:32:23

Navigating the Credit Crisis

Ellen Wood is the co-founder and CEO of Austin based vcfo, inc ... / start up environment and if there will be access to creative alternative funding sources in order ... facilities, staged equity infusions, purchase order financing, and even factoring. Anticipate the impact [more...]

Date: 2008-10-14 13:46:20

Reduce Your Costs - Maximize Your Profits

The idea for the "American Association of Business People & Entrepreneurs" or AABPE for short, came to J.F. (Jim) ... ... Deal Financing ... Accounts Receivable Factoring ... Letters of Credit ... at the best rates ... Loan Programs ... Individually Tailored Financial Services ... Business Credit Plans ... Start [more...]

Date: 2009-02-12 21:36:00

Cattles Plc withdraws its application to hold retail deposits

Cattles has revealed that unprecedented financial market turmoil and its £635m financing renewal plan have forced it to withdraw its retail deposit ... and Cattles Invoice Finance which provided Invoice Factoring to the SME sector. After discussions ... our efforts on securing ongoing wholesale funding for the group. Demand for our products remains [more...]

Date: 2009-01-26 19:38:22

Private Jet Air Ambulance

by Amanda Somrekli When you are weighing the difference between the cost and insurance coverage for air ambulances things may not seem as out of ... for this irreplaceable service. You should never let cost be the deciding factor ... has adequate experience in ambulance financing. There are many stories out there about the dangers of flying [more...]

Date: 2009-02-20 18:29:48

Commercial loans or equity capital

Commercial loans or equity capital By Mary Bush | December 21, ... and conditions, etc., whether or not you have positive cash flow. Therefore, you should be little careful when deciding for the source of finance. Suitability factor has to be kept in mind when selecting [more...]

Date: 2008-12-21 15:45:32

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